Lumina APV
We arrange finance on the Chevrolet Lumina APV, built 1989 to 1996, for limited companies and LLPs, for business borrowing over £25,000, and for individuals borrowing over £60,260 under the high net worth exemption.
- BUILT
- 1989 to 1996
- ERA
- 1980s
- BODY
- 3-door van
- ENGINE
- 3.1 L LG6 V6; 3.4 L LA1 V6; 3.8 L L27 V6
- LAYOUT
- Transverse front-engine, front-wheel drive
- DESIGNER
- Dick Ruzzin
- ASSEMBLY
- North Tarrytown, New York, U.S.
- BUILT IN
- United States
Financing a Lumina APV
Eighties cars are now firmly collectable, and the best examples trade well above tidy ones. Lenders look closely at mileage, service history and whether a car is original or modified.
The Lumina APV was built 1989 to 1996 in United States and is recorded with a 3.1 l lg6 v6; 3.4 l la1 v6; 3.8 l l27 v6 , styled by Dick Ruzzin. Those details matter to a lender only insofar as they support a valuation: what is being funded is a specific car with a specific history, not a model line.
A company usually takes hire purchase or lease purchase on a car like this. A certified high net worth buyer borrows under the exemption. An owner who already has the Lumina APV in the garage can raise money against it instead. In each case the lender wants an independent valuation, evidence of condition and a clear view of how the borrowing is repaid.
Before you buy
- 01Mileage supported by a continuous service record
- 02Originality of engine management, interior and wheels
- 03Evidence of cambelt and major service intervals being met
- 04Chassis outriggers, sliding door aperture, roof seams and any conversion work.
- 05An independent valuation the lender will accept
- 06Agreed value insurance quoted before completion
Model reference: Wikipedia. Specifications vary by year and market, so check the individual car.
Questions
Can my company buy a Chevrolet Lumina APV on finance?
Yes. A limited company or LLP can buy on hire purchase or lease purchase, with the agreement in the company name. It is not regulated consumer credit, whatever the amount. How the car is treated for tax depends on how the business uses it, so speak to your accountant.
Is a Lumina APV too old to finance?
Age on its own is rarely the obstacle. Specialist lenders assess the car, its provenance and an independent valuation rather than applying a cut-off year, so a 1989 to 1996 car can often be financed, subject to status and lender criteria.
Can I raise money against a Lumina APV I already own?
Often, yes, and the car normally stays with you. The lender takes security over it, and how much can be raised depends on the valuation and on how readily that model sells. We arrange this for companies and for certified high net worth owners.
I want a Lumina APV for personal use. Can you help?
That would be regulated consumer credit, which requires FCA authorisation we do not hold. Send the enquiry anyway: it is handled through one of our regulated partners, and we tell you which firm before anyone contacts you.
Finance on this page is arranged for limited companies and LLPs, for sole traders and partnerships borrowing over £25,000 wholly or predominantly for business purposes, and for individuals borrowing over £60,260 who have signed a high net worth statement. Send us the details either way: cases outside that are handled through one of our regulated partners, and we tell you who before anyone contacts you.
Start the entry formModel details compiled from marque records, Wikidata and Wikipedia. Specifications vary by year and market, so check the individual car. Market values are added to this page as the price data for Chevrolet is published. Questions about a specific car are best sent to enquiries@classiccarfinance.uk.